Before you choose: Your first credit card: a checklist before you apply
Indigo® Mastercard® - $1,000 Credit Limit
Why it's here: “Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.”
See if you qualify
on the card's website
- Credit limit
- $1,000
- Annual fee
- See terms
- Monthly fee
- See terms
- Regular APR
- 35.90%
Card details
- Get the credit limit you deserve—$1,000 guaranteed if approved
- Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.
- Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- No security deposit, just purchasing power.
The Indigo® Mastercard® is issued by Celtic Bank.
Surge® Platinum Mastercard®
Why it's here: “Monthly reporting to the three major credit bureaus”
See if you qualify
on the card's website
- Credit limit
- Up to $1,000
- Annual fee
- $75 - $125
- Monthly fee
- $0 the first year, then $150 a year (billed $12.50 per month) on $300 or $500 limits
- Regular APR
- 35.90% Fixed
Not available in Colorado, Minnesota, Washington or West Virginia.
Card details
- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Unsecured credit card requires No Security Deposit
- Monthly reporting to the three major credit bureaus
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
The Surge® Mastercard® is issued by Celtic Bank.
Reflex® Platinum Mastercard®
Why it's here: “Monthly reporting to the three major credit bureaus”
See if you qualify
on the card's website
- Credit limit
- Up to $1,000
- Annual fee
- $75 - $125
- Monthly fee
- $0 the first year, then $150 a year (billed $12.50 per month) on $300 or $500 limits
- Regular APR
- 35.90% Fixed
Card details
- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
- Unsecured credit card requires No Security Deposit
- Monthly reporting to the three major credit bureaus
The Reflex® Mastercard® is issued by Celtic Bank.
Other cards from our partners
Imagine® Visa® Credit Card
Good for: Cash back rewards on a Visa card
See if you qualify
on the card's website
- Credit limit
- Up to $1,000, subject to credit approval
- Annual fee
- As low as $99
- Regular APR
- 36% Fixed
- Cash back
- Up to 3%*
Not available in Colorado, Hawaii, Illinois, Maine, Oregon or West Virginia.
Card details
- Earn Cash Back Rewards – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases*
- Up to $1,000 credit limit subject to credit approval
- No Security Deposit
- Review Cardholder Agreement for rate and fee information
The Imagine Card is issued by WebBank.
Fortiva® Cash Back Rewards Mastercard
Good for: Cash back on gas, groceries & utilities
See if you qualify
on the card's website
- Credit limit
- Up to $1,000, subject to credit approval
- Annual fee
- $85-$175 first year, $229 thereafter
- Regular APR
- 36% Fixed
- Cash back
- Up to 3%*
Not available in Colorado, Hawaii, Illinois, Maine, Oregon or West Virginia.
Card details
- Earn Cash Back Rewards – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases*
- Use Anywhere Mastercard is Accepted
- No Security Deposit
- Free access to your Credit Score‡
The Fortiva® Mastercard is issued by The Bank of Missouri, Perryville, MO.
Aspire® Cash Back Rewards Mastercard
Good for: Prequalify without affecting your credit score
See if you qualify
on the card's website
- Credit limit
- Up to $1,000, subject to credit approval
- Annual fee
- $85-$175 first year, $229 thereafter
- Regular APR
- 36% Fixed
- Cash back
- Up to 3%*
Not available in Colorado, Hawaii, Illinois, Maine, Oregon or West Virginia.
Card details
- Earn Cash Back Rewards – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases*
- Up to $1,000 credit limit subject to credit approval
- Prequalify without affecting your credit score†
- No security deposit
- Free Access to your Credit Score‡
The Aspire® Mastercard is issued by The Bank of Missouri, Perryville, MO.
Milestone® Mastercard® - $1,000 Credit Limit
Good for: Guaranteed $1,000 credit limit if approved
See if you qualify
on the card's website
- Credit limit
- $1,000
- Annual fee
- $250 the first year; $99 thereafter
- Monthly fee
- $0 the first year; then $231 a year (billed $19.25 each month)
- Regular APR
- 35.90%
Card details
- Guaranteed $1,000 credit limit if approved.
- Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.
- Don't Have Perfect Credit? No Problem!
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- No security deposit, and a path to better credit.
The Milestone® Mastercard® is issued by The Bank of Missouri.
Destiny® Mastercard® with $1,000 Credit Limit
Good for: No security deposit
See if you qualify
on the card's website
- Credit limit
- $1,000
- Annual fee
- $250 the first year; $99 thereafter
- Monthly fee
- $0 the first year; then $231 a year (billed $19.25 each month)
- Regular APR
- 35.90%
Card details
- Get a guaranteed $1,000 credit limit if approved!
- Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.
- Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- No security deposit, and a path to better credit.
The Destiny® Mastercard® is issued by The Bank of Missouri.
Not every card is available in every state. Each card shows the states where it isn't offered, or pick your state above.
* You will earn 3% cash back rewards when you use your credit card for eligible gas and grocery purchases and utility bill payments. You will earn 1% cash back rewards when you use your credit card for other eligible purchases of goods and services and bill payments. Rewards will be earned when the transaction posts to your account and will remain as long as the purchases and bill payments are not returned or credited. Purchases do NOT include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Rewards are not earned for pending transactions. Review the Cash Back Rewards Program Terms for important information about the cash back rewards program.
† Aspire® Mastercard: Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
‡ Fortiva® and Aspire® Mastercard: your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
Advertising disclosure: these are credit card offers from our partners. Credit Card Matches may be paid if you apply for a card or are approved, and that can affect which cards appear here and in what order. Each card issuer makes its own decision and sets its own rates and fees, so read the terms on the issuer's site before you apply. More about how we make money.
Questions people ask
How do you decide which cards match my situation?
Each card is matched only on what its issuer says about it in the card's own offer materials, and we quote that line under the card. We don't know your credit file, and the issuer makes every approval decision.
Will checking a card on this site affect my credit score?
No. Looking at cards here doesn't involve a credit check. Some cards let you see if you prequalify with a soft inquiry, which doesn't affect your score. A full application can mean a hard inquiry.
Why can't I see a card in my state?
Card issuers don't offer every card in every state. Pick your state and we'll only show the cards offered there.
Is Credit Card Matches a bank or card issuer?
No. We're not a bank, lender or card issuer. We show offers from card issuers and their partners, and we may be paid when you apply or are approved.
